Farm financing with clearer numbers
Research operating loans, equipment finance and land purchases. Compare repayment costs before you borrow.
Choose a financing topic
Farm Operating LoansSeasonal credit for seed, fertilizer, fuel, feed, payroll and other operating expenses.Farm Ownership LoansEvaluate land-purchase financing, collateral, repayment and closing expenses.Equipment FinancingCompare installment loans, term loans and leases for tractors and machinery.USDA FSA Farm LoansResearch official direct and guaranteed FSA loan programs and eligibility.Beginning Farmer FinancingPrepare business plans, cash flow records and land access documentation.Farm Credit and CooperativesUnderstand cooperative lenders and agricultural real estate financing.Agricultural Banks and Credit UnionsEvaluate banks and credit unions that serve agricultural borrowers.Livestock and Ranch LoansBudget cattle purchases, breeding stock, pasture and feed capital.Dairy Farm FinancingPlan dairy facilities, herd purchases, milk cash flow and debt service.Farm Credit and CollateralReview credit histories, debt, liens, asset values and lender requirements.Refinancing and RestructuringCompare rates, term extensions and the full cost of changing loans.4-H, FFA and Youth Ag LoansTeach financial literacy, enterprise budgets and supervised projects.
Research lending by state
Alaska30 county and equivalent areasAlabama67 county and equivalent areasArkansas75 county and equivalent areasAmerican Samoa5 county and equivalent areasArizona15 county and equivalent areasCalifornia58 county and equivalent areasColorado64 county and equivalent areasConnecticut8 county and equivalent areasDistrict of Columbia1 county and equivalent areasDelaware3 county and equivalent areasFlorida67 county and equivalent areasGeorgia159 county and equivalent areasGuam1 county and equivalent areasHawaii5 county and equivalent areasIowa99 county and equivalent areasIdaho44 county and equivalent areasIllinois102 county and equivalent areasIndiana92 county and equivalent areasKansas105 county and equivalent areasKentucky120 county and equivalent areasLouisiana64 county and equivalent areasMassachusetts14 county and equivalent areasMaryland24 county and equivalent areasMaine16 county and equivalent areasMichigan83 county and equivalent areasMinnesota87 county and equivalent areasMissouri115 county and equivalent areasNorthern Mariana Islands4 county and equivalent areasMississippi82 county and equivalent areasMontana56 county and equivalent areasNorth Carolina100 county and equivalent areasNorth Dakota53 county and equivalent areasNebraska93 county and equivalent areasNew Hampshire10 county and equivalent areasNew Jersey21 county and equivalent areasNew Mexico33 county and equivalent areasNevada17 county and equivalent areasNew York62 county and equivalent areasOhio88 county and equivalent areasOklahoma77 county and equivalent areasOregon36 county and equivalent areasPennsylvania67 county and equivalent areasPuerto Rico78 county and equivalent areasRhode Island5 county and equivalent areasSouth Carolina46 county and equivalent areasSouth Dakota66 county and equivalent areasTennessee95 county and equivalent areasTexas254 county and equivalent areasUtah29 county and equivalent areasVirginia134 county and equivalent areasU.S. Virgin Islands3 county and equivalent areasVermont14 county and equivalent areasWashington39 county and equivalent areasWisconsin72 county and equivalent areasWest Virginia55 county and equivalent areasWyoming23 county and equivalent areas
Useful financing resources
Farm news and verified information
Read practical agriculture coverage at Farm.FM and consult official USDA farm loan guidance. All quoted loan rates and approvals must come from actual lenders. No loans are advertised on this site.
Official lender and government resources
Check current program terms, eligibility, geography, availability and rates directly with the agency or licensed financial institution. This directory does not issue loans.